Personal/Auto Rates | State Bank of Chilton

Product	Term	APR*
*The APR is the Annual Percentage Rate, which may vary based on based on factors like loan amount, credit score, and other variables. Please Contact Us for more information on all available loan rates and programs. Rates current as of September 12, 2023. Rates subject to change without notice.
New Auto (2018 and newer)	1 to 7 years	5.50%-11.50%
Used Auto (2017 and older)	1 to 5 years	6.50%-11.50%
Recreational Vehicle (2021 and Newer)	1 to 10 years	6.50%-11.50%
Recreational Vehicle (2020 and older)	1 to 7 years	7.00%-11.50%
Personal Unsecured	1 to 5 years	7.50%-11.50%
Personal Single-Pay	Up to 1 year	13.25%-17.25%
Home Equity Line of Credit (HELOC)	Up to 10 years	8.50%
Overdraft Line of Credit	-	18.00%

Personal/Auto Loan Rates