All of our offices will close at 3pm today, Monday, January 28, 2019 due to Snowstorm Beth.
State Bank of Chilton

Personal/Auto Loan Rates

We offer a full range of loan options. Whether you're buying a car, a new toy, or need a personal loan for other reasons, we have a solution that's right for you.


Product Term APR*

 *The APR is the Annual Percentage Rate, which may vary based on based on factors like loan amount, credit score, and other variables. Please Contact Us for more information on all available loan rates and programs.

Rates current as of January 02, 2024. Rates subject to change without notice.

New Auto (2019 and newer) 1 to 7 years 6.00%-12.00%
Used Auto (2018 and older) 1 to 5 years 7.00%-12.00%
Recreational Vehicle (2022 and Newer) 1 to 10 years 7.00%-12.00%
Recreational Vehicle (2021 and older) 1 to 7 years 7.50%-12.00%
Personal Unsecured 1 to 5 years 8.00%-12.00%
Personal Single-Pay Up to 1 year 13.75%-17.75%
Home Equity Line of Credit (HELOC) Up to 10 years 8.50%
Overdraft Line of Credit  - 18.00%