Personal/Auto Rates | State Bank of Chilton

Online Banking Update on 05/05/2025: Business Online will be compatible with QuickBooks. Retail Online banking currently is compatible with QuickBooks.

If you already are using this feature, please note:

A data file backup and a final transaction download should be completed by 05/05/2025. Please make sure to complete the final download before this date since transaction history might not be available after the upgrade. You may need to complete the deactivate/reactivate of your online banking connection to ensure that you get your current Quicken or QuickBooks accounts set up with the new connection.

Product	Term	APR*
*The APR is the Annual Percentage Rate, which may vary based on based on factors like loan amount, credit score, and other variables. Please Contact Us for more information on all available loan rates and programs. Rates current as of December 19, 2024. Rates subject to change without notice.
New Auto (2019 and newer)	1 to 7 years	5.25%-11.25%
Used Auto (2018 and older)	1 to 5 years	6.25%-11.25%
Recreational Vehicle (2022 and Newer)	1 to 10 years	6.25%-11.25%
Recreational Vehicle (2021 and older)	1 to 7 years	6.75%-11.25%
Personal Unsecured	1 to 5 years	7.25%-11.25%
Personal Single-Pay	Up to 1 year	13.00%-17.005%
Home Equity Line of Credit (HELOC)	Up to 10 years	7.500%
Overdraft Line of Credit	-	18.00%

Personal/Auto Loan Rates