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State Bank of Chilton

Personal/Auto Loan Rates

We offer a full range of loan options, whether you're buying a car, new toy, or need a personal loan for other reasons we have a solution that's right for you.


Product Term APR*


 *The APR is the Annual Percentage rate which may vary based on based on factors like loan amount, credit score, and other variables.  Please contact us more information on all available loan rates and programs.

Rates current as of January 17, 2019. Rates subject to change without notice.

New Auto (2015 and newer) 1 to 7 year 3.25%-8.75%
Used Auto (2014 and older) 1 to 5 year 4.25%-8.75%
Recreational Vehicle (2018 and Newer) 1 to 10 year 4.25%-8.75%
Recreational Vehicle (2017 and older) 1 to 7 year 4.75%-8.75%
Personal Unsecured 1 to 5 year 5.25%-8.75%
Personal Single-Pay  Up to 1 year 10.50%-14.50%
Home Equity Line of Credit (HELOC) Up to 10 years 5.50%
Overdraft Line of Credit  - 18.00%