Mortgage Rates | State Bank of Chilton

LOAN PROGRAM	INTEREST RATE	APR*	PRINCIPAL AND INTEREST PAYMENT	POINTS

Fixed 15 Years	6.25%	6.298%	$2,143.56	0.000%
Fixed 20 Years	6.875%	6.914%	$1,919.53	0.000%
Fixed 30 Years	6.500%	6.530%	$1,580.17	0.000%
3/1 Adjustable-Rate Mortgage	6.25%	7.901%	$1,539.85	0
5/1 Adjustable-Rate Mortgage	6.50%	7.703%	$1,580.76	0

*The Annual Percentage Rate (APR) is calculated using a $250,000.00 loan amount, 80% loan-to-value, purchase/refinance transaction with a 60-day rate lock, and a minimum representative credit score of 740. The APR may vary based on final loan amount and finance charges. Your guaranteed mortgage rate and closing costs will be determined by factors such as current market conditions, loan product type, transaction type, equity position, credit history, and other variables.

A variety of adjustable-rate loan programs are available with repayment terms up to 30 years. Please contact a mortgage lender to receive additional information. Please Contact Us for more information on all available loan rates and programs.

Rates current as of July 18, 2025. Rates subject to change without notice.

The Bank's NMLS is: 402787