Business Savings & Checking Rates

At State Bank of Chilton, we are proud to offer competitive rates to help you meet your saving, investment and retirement needs. Questions? We are here to help. Contact a member of our team, today.

Rates Current as of July 1, 2025

Account Type

Minimum Deposit to Open Account

Minimum Balance to Obtain APY

Annual Percentage Yield (APY)

Interest Rate

Business Savings Account

Any Amount

0.25**

0.25

SBC Biz Choice

Any Amount

$0.00 to $999.99	0.10**	0.10
$1,000.00 to $9,999.99	0.15**	0.15
$10,000 to $24,999.99	0.15**	0.15
$25,000 or More	0.25**	0.25

SBC Biz Money Market

Any Amount

$0.00 to $9,999.99	0.25**	0.25
$10,000 to $24,999.99	0.50**	0.50
$25,000 to $99,999.99	0.75**	0.75
$100,000.00 to $249,999.99	1.51**	1.50
$250,000.00 to $999,999.99	2.02**	2.00

Account Type	Minimum Deposit to Open Account	Minimum Balance to Obtain APY	Annual Percentage Yield (APY)	Interest Rate
Certificates Of Deposit
7-Month Fixed Rate CD Special	$2,500.00	$2,500.00	4.35	4.31
13-Month Fixed Rate CD Special	$2,500.00	$2,500.00	4.00	3.96
24-Month Fixed Rate CD Special	$2,500.00	$2,500.00	3.75	3.72
90-day	$1,000.00	$1,000.00	0.50	0.50
182-day	$1,000.00	$1,000.00	2.01	2.00
1-year	$1,000.00	$1,000.00	3.02	3.00
2-year	$1,000.00	$1,000.00	3.02	3.00
3-year	$1,000.00	$1,000.00	3.02	3.00
4-year	$1,000.00	$1,000.00	3.02	3.00
5-year	$1,000.00	$1,000.00	3.02	3.00

*Inquire about additional rate tiers. ** The interest rate and annual percentage yield may change after the account is opened. State Bank of Chilton uses the daily balance method to calculate interest on your account. This method applies a daily periodic rate to the principal in the account each day. A penalty may be imposed for early withdrawal of time deposit accounts. Fees could reduce the earnings on an account. Review account disclosures for specific account information. Ask us for further information about any of these accounts.