Personal Deposit Rates | State Bank of Chilton

Account Type

Minimum Deposit to Open Account

Minimum Balance to Obtain APY

Annual Percentage Yield (APY)

Interest Rate

Regular Savings Account

Any Amount

0.25**

0.25

Christmas Club Account

Any Amount

2.00**

2.00

SBC Choice

Any Amount

$0.00 to $499.99	0.10**	0.10
$500.00 to $999.99	0.15**	0.15
$1,000.00 to $2,499.99	0.15**	0.15
$2,500.00 or More	0.25**	0.25

SBC Personal Money Market

Any Amount

$0.00 to $9,999.99	0.25**	0.25
$10,000.00 to $24,999.99	1.00**	1.00
$25,000.00 to $99,999.99	1.76**	1.75
$100,000.00 to $249,999.99	2.02**	2.00
$250,000.00 or More	2.27**	2.25

Health Savings Account (HSA)

Any Amount

$0.00 to $2,499.99	0.25**	0.25
$2,500.00 to $7,499.99	0.25**	0.25
$7,500.00 to $9,999.99	0.75**	0.75
$10,000.00 to $24,999.99	0.75**	0.75
$25,000.00 to $49,999.99	1.00**	1.00
$50,000.00 or More	1.00**	1.00

Account Type	Minimum Deposit to Open Account	Minimum Balance to Obtain APY	Annual Percentage Yield (APY)	Interest Rate
Certificates Of Deposit
Savers CD Variable Rate Account	$500.00	$500.00	2.01**	2.00
90-day	$1,000.00	$1,000.00	0.50	0.50
182-day	$1,000.00	$1,000.00	2.01	2.00
1-year	$1,000.00	$1,000.00	3.02	3.00
2-year	$1,000.00	$1,000.00	3.02	3.00
3-year	$1,000.00	$1,000.00	3.02	3.00
4-year	$1,000.00	$1,000.00	3.02	3.00
5-year	$1,000.00	$1,000.00	3.02	3.00
7-Month Fixed Rate CD Special (No IRA's)	$2,500.00	$2,500.00	4.50	4.46
13-Month Fixed Rate CD Special (No IRA's)	$2,500.00	$2,500.00	4.00	3.96
24-Month Fixed Rate CD Special	$2,500.00	$2,500.00	3.75	3.72
Individual Retirement Accounts
1-year Variable Rate Account	Any Amount	Any Amount	3.02**	3.00
182-day	$1,000.00	$1,000.00	2.01	2.00
1-year	$1,000.00	$1,000.00	3.02	3.00
2-year	$1,000.00	$1,000.00	3.02	3.00
3-year	$1,000.00	$1,000.00	3.02	3.00
4-year	$1,000.00	$1,000.00	3.02	3.00
5-year	$1,000.00	$1,000.00	3.02	3.00

*Inquire about additional rate tiers. ** The interest rate and annual percentage yield may change after the account is opened. State Bank of Chilton uses the daily balance method to calculate interest on your account. This method applies a daily periodic rate to the principal in the account each day. A penalty may be imposed for early withdrawal of time deposit accounts. Fees could reduce the earnings on an account. Review account disclosures for specific account information. Ask us for further information about any of these accounts.

Personal Savings & Checking Rates