Mortgage Rates | State Bank of Chilton

Online Banking Update on 05/05/2025: Business Online will be compatible with QuickBooks. Retail Online banking currently is compatible with QuickBooks.

If you already are using this feature, please note:

A data file backup and a final transaction download should be completed by 05/05/2025. Please make sure to complete the final download before this date since transaction history might not be available after the upgrade. You may need to complete the deactivate/reactivate of your online banking connection to ensure that you get your current Quicken or QuickBooks accounts set up with the new connection.

LOAN PROGRAM	INTEREST RATE	APR*	PRINCIPAL AND INTEREST PAYMENT	POINTS

Fixed 15 Years	6.375%	6.423%	$2,160.63	0.000%
Fixed 20 Years	6.625%	6.664%	$1,882.38	0.000%
Fixed 30 Years	6.875%	6.905%	$1,642.32	0.000%
3/1 Adjustable-Rate Mortgage	6.25%	7.901%	$1,539.85	0
5/1 Adjustable-Rate Mortgage	6.50%	7.703%	$1,580.76	0

*The Annual Percentage Rate (APR) is calculated using a $250,000.00 loan amount, 80% loan-to-value, purchase/refinance transaction with a 60-day rate lock, and a minimum representative credit score of 740. The APR may vary based on final loan amount and finance charges. Your guaranteed mortgage rate and closing costs will be determined by factors such as current market conditions, loan product type, transaction type, equity position, credit history, and other variables.

A variety of adjustable-rate loan programs are available with repayment terms up to 30 years. Please contact a mortgage lender to receive additional information. Please Contact Us for more information on all available loan rates and programs.

Rates current as of March 21, 2025. Rates subject to change without notice.

The Bank's NMLS is: 402787