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Private Student Loans

Now you can pay for college the smart way with three great repayment options and competitive interest rates! 

State Bank of Chilton* Smart Option Student Loan® by Sallie Mae® is an ideal solution to help bridge that gap between federal loans and the cost of your education expenses.

To learn more or to apply, please get started here

The Smart Option Student Loan features and benefits:

    • New interest rate type for Academic Year 2012-13. We now offer competitive fixed interest rates in addition to our low variable interest rates providing even more choice and flexibility.
    • Borrow up to 100% of school certified education costs (minimum $1,000)
    • Multiple in-school repayment options available
    • Borrower benefits available – like rewards and interest rate reductions
    • Rates that reward creditworthy borrowers
    • Applying with a creditworthy cosigner may help you qualify and/or receive a lower rate
    • Fast Online Application. Our easy-to-complete application takes about 15 minutes. It's quick and easy.
    • 24/7 online account management
    • No prepayment penalty.

To learn more or to apply, please get started here

*We are compensated for the referral of Smart Option Student Loan customers


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