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This calculator can help you find out how much that new house will cost per month or based on a monthly payment, what selling price you can afford.

For example, if you wanted to calculate the monthly payments on a $200,000 house with a 8.5% loan for 30 years and a $50,000 down payment, you would enter 8.5 for the interest rate, 30 for the term, 50000 for the down payment (no $ or , please) and 200000 for the house cost. Then click the "Calculate Payment" button and the monthly payment will be written in its window.

If, on the other hand, you knew you could only afford a $1000 per month payment, instead of entering a house cost, enter 1000 in the Monthly Payment box and click the "Calculate House Amount" button and the price of the house you afford with that monthly payment will be written in the House Amount window.

Annual Interest Rate: 8.5 for 8.5%
Term of Loan: 30 for 30 years
Down Payment: 50000 for $50,000
Enter one of the following:
Monthly Payment: House Amount:
1000.00 for $1000.00 200000 for $200,000

House Amount:

Monthly Payment:

Total Interest Paid:


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