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Personal Deposit Products:  Individual Retirement Accounts

One of the safest and most flexible investments, insured deposit IRAs have an added advantage of providing high interest based on current market rates. 

 

We offer two types:

One Year IRA Variable Account

This account is structured for the individual who wants to make systematic contributions to their IRA throughout the year.  A 1-year investment that guarantees your IRA will always be priced at current market interest rates. With a low minimum deposit to open your account, it is easy to start your retirement savings with the insured, variable rate IRA.

*There is an interest penalty for customers under age 59 1/2 who withdraw their funds from an insured deposit account before maturity.

IRA Certificate of Deposit

With a minimum deposit of only $1,000, this account offers a guaranteed interest rate for the length of the certificate. Select from an account from 182-day to 5-year. The fixed rate IRA is designed for those who like to make a one time contribution for the year, and you can open another fixed rate instrument anytime you wish or invest additional funds at the time of renewal.

*There is an interest penalty for customers under age 59 1/2 who withdraw their funds from an insured deposit account before maturity.

 

IRA Account Comparison Chart

Account Type

Account Benefits

Minimum Balance

Minimum Balance to Open Account

Service Fees

Individual Retirement Variable Rate Account

 

Safe investment for your retirement years.  

Earns interest

Any Amount

Any Amount

Penalty for early withdrawal if under age 59 1/2.

Individual Retirement Account Certificates of Deposit

 

Safe investment for your retirement years. 

Earns interest

$1000.00

$1000.00

Penalty for early withdrawal if under age 59 1/2.

Click here for current rates.

 

 

For more information or for account disclosures, please contact us.

 

 

Savings Accounts

Certificates of Deposit

 

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