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This calculator can help you find out how much that new car will cost per month, or based on a monthly payment, how much of a car you can afford.

For example, if you wanted to calculate the monthly payments on a $30,000 car with a 10.5% loan for 4 years (48 months) and a $10,000 down payment, you would enter 10.5 for the interest rate, 48 for the term, 10000 for the down payment (no $ or , please) and 30000 for the car cost. Then click the "Calculate Payment" button and the monthly payment will be written in its window.

If, on the other hand, you knew you could only afford a $400 per month payment, instead of entering a car cost, enter 400 in the "Monthly Payment" box and click the "Calculate Car Amount" button and the price of the car you can afford with that monthly payment will be written in the "Car Amount" window.

Annual Interest Rate: 8.5 for 8.5%
Term of Loan (in months): 48 for 48 months
Down Payment: 1000 for $1,000
Enter one of the following:
Monthly Payment: Car Amount:
1450.50 for $1,450.50

then click below
30000 for $30,000

then click below

Your inputs will allow you to purchase a car.

Your inputs will indicate a monthly payment.

Total Interest Paid:


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