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Personal
Deposit
Products: SAVINGS ACCOUNTS
Its
always a good time to start saving for tomorrow, and State Bank of
Chilton can help with a variety of long- and short-term savings
accounts. Whether you are saving for a major life event or just a
rainy day, youll enjoy greater convenience, competitive rates,
and more personal service at State Bank of Chilton.
Regular
Savings Account
Perfect
for those just starting to save. You can open a Regular
Savings account with a low initial deposit. Interest is compounded
daily and credited to your account monthly.
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Available
as a Passbook Account or as a Statement Savings Account
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NO
minimum deposit required to open the account
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Unlimited
teller transactions
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$100.00
minimum balance required to avoid $1.50 monthly service fee
(Fees are waived for account holders under the age of 18)
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Earn
a competitive rate of interest.
Click here for current
rates
*Fees
may reduce earnings on this account.
90-day
Golden Passbook Savings Account
This
account offers savers a great alternative to Certificates of
Deposit, and with the low minimum deposit requirement, it allows you
to start saving sooner!
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Earn
a competitive interest rate based on the following tiers:
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$100.00
to $999.99
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$1,000.00
& over
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$100.00
minimum deposit to open the account
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$100.00
minimum balance required to avoid $1.50 monthly minimum balance
fee
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Unlimited
deposits.
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Withdrawals
are restricted to the following dates provided the money has
been on deposit for at least 90 days, or by giving the Bank a
90-day written notice.
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March
1-10
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June
1-10
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September
1-10
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December
1-10
*A
penalty may be imposed for early withdrawal of time deposit
accounts.
*Fees
may reduce earnings on this account.
Christmas
Club Passbook Savings
A
great way to budget for the holidays. You'll receive your funds plus
interest earned just in time for holiday shopping!
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NO
minimum deposit requirement
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NO
minimum balance requirement
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You'll receive
a check for your funds plus
interest earned in October of each year - Just in time for holiday shopping!
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Click
here for current
rates.
*A
penalty may be imposed for early withdrawal of time deposit
accounts.
*Fees
may reduce earnings on this account.
SBC
Personal Money Market Account
Expand
your earnings with a tiered savings account that offers the
flexibility of a checking account.
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NO
minimum deposit requirement to open the account
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NO
minimum balance fee if $1,000.00 minimum balance is
maintained
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Competitive
interest rate based on the following tiers:
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FREE
check safekeeping
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Unlimited
teller transactions
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6
preauthorized transactions per month, 3 of which can be made by
check
*Fees
may reduce earnings on this account.
Savings
Account Comparison Chart
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Account
Type |
Account
Benefits |
Minimum
Balance |
Minimum
Deposit to Open Account |
Service
Fees |
|
Regular
Savings Account |
Passbook
Account or Statement Savings
Unlimited
Deposits and Withdrawals
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$100.00 |
Any
Amount |
None
if you maintain the minimum balance of $100.00.
Otherwise $1.50 per month. All fees above are waived
for account holders under the age of 18. |
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90-Day
Golden Passbook
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Passbook
Savings Account
Tiered Interest Rate Structure
Unlimited
Deposits
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$100.00 |
$100.00 |
None
if you maintain the minimum balance of $100.00.
Otherwise, $1.50 per month.
A penalty may be
imposed for early withdrawal of time deposit accounts.
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Christmas
Club Account |
Passbook
Savings Account
Unlimited
Deposits of Any Amount
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None |
Any
Amount |
A
penalty may be imposed for early withdrawal of time deposit
accounts. |
| SBC
Personal Money Market Account |
Competitive
tiered interest rate.
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$1,000.00 |
Any
Amount |
None
if minimum balance is maintained. Otherwise, a $7.50
minimum balance fee will be imposed. |
Click here for current rates.
For
more information or to obtain the full disclosures for our
accounts, please contact
us.
Certificates
of Deposit
Individual
Retirement Accounts
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