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Personal
Deposit
Products: SAVINGS ACCOUNTS
Its
always a good time to start saving for tomorrow, and State Bank of
Chilton can help with a variety of long- and short-term savings
accounts. Whether you are saving for a major life event or just a
rainy day, youll enjoy greater convenience, competitive rates,
and more personal service at State Bank of Chilton.
Regular
Savings Account
Perfect
for those just starting to save. You can open a Regular
Savings account with a low initial deposit. Interest is compounded
daily and credited to your account monthly.
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Available
as a Passbook Account or as a Statement Savings Account
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NO
minimum deposit required to open the account
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Unlimited
teller transactions
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$100.00
minimum balance required to avoid $1.50 monthly service fee
(Fees are waived for account holders under the age of 18)
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Earn
a competitive rate of interest.
Click here for current
rates
Savers CD
Watch your savings gorw with our Savers CD. Make deposits at any time in any amount during the 6 month term.
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Low minimum balance of $500.00 is required to open and maintain the amount
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Earn a competitive variable rate of interest
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Interest is compounded and credited quarterly and at maturity
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Withdrawals can be made without penalty 10 calendar days after the maturity date
*A
penalty may be imposed for early withdrawal of time deposit
accounts.
*Fees
may reduce earnings on this account.
Christmas
Club Passbook Savings
A
great way to budget for the holidays. You'll receive your funds plus
interest earned just in time for holiday shopping!
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NO
minimum deposit requirement
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NO
minimum balance requirement
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You'll receive
a check for your funds plus
interest earned in October of each year - Just in time for holiday shopping!
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Click
here for current
rates.
*A
penalty may be imposed for early withdrawal of time deposit
accounts.
*Fees
may reduce earnings on this account.
SBC
Personal Money Market Account
Expand
your earnings with a tiered savings account that offers the
flexibility of a checking account.
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NO
minimum deposit requirement to open the account
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NO
minimum balance fee if $1,000.00 minimum balance is
maintained
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Competitive
interest rate based on the following tiers:
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FREE
check safekeeping
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Unlimited
teller transactions
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6
preauthorized transactions per month, 3 of which can be made by
check
*Fees
may reduce earnings on this account.
Savings
Account Comparison Chart
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Account
Type |
Account
Benefits |
Minimum
Balance |
Minimum
Deposit to Open Account |
Service
Fees |
|
Regular
Savings Account |
Passbook
Account or Statement Savings
Unlimited
Deposits and Withdrawals
|
$100.00 |
Any
Amount |
None
if you maintain the minimum balance of $100.00.
Otherwise $1.50 per month. All fees above are waived
for account holders under the age of 18. |
|
Savers Certificate of Deposit |
Safe investment for the short term investor which allows
deposits during the term. Earns interest |
$500.00 |
$500.00 |
Penalty for early withdrawal will equal 3 months loss of
interest on the amount withdrawn. |
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Christmas
Club Account |
Passbook
Savings Account
Unlimited
Deposits of Any Amount
|
None |
Any
Amount |
A
penalty may be imposed for early withdrawal of time deposit
accounts. |
| SBC
Personal Money Market Account |
Competitive
tiered interest rate.
|
$1,000.00 |
Any
Amount |
None
if minimum balance is maintained. Otherwise, a $7.50
minimum balance fee will be imposed. |
Click here for current rates.
For
more information or to obtain the full disclosures for our
accounts, please contact
us.
Certificates
of Deposit
Individual
Retirement Accounts
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